In my experience, Viainvest does not have a cash drag like other platforms. This means that you don’t have to wait a long time for suitable loans (which effectively reduces your return). Disadvantages
Make your first deposit using bank transfer or credit/debit card. The minimum investment amount is €10.
For six years now, the Northern Finance P2P lending comparison has been helping you find the best deals and avoid dubious providers. In brief: The individual P2P lending providers have different focuses and […]
We consider Peerberry's statistical data to be reliable. The platform consistently publishes regular and relevant updates on its portfolio quality, ensuring transparency and informed decision-making.
The interface is clean and intuitive—with language support across several European languages—and includes a flexible Auto Invest feature to automate loan selection based on predefined criteria.
There are always loans available on the platform, which means that our investment results depend on our investment choices only.
As for all Peer-to-Peer lending platforms I add to my portfolio, I also check the company itself and see what they are doing in terms of security & safety of the investors funds.
on the page that opens. If you have already created an auto invest portfolio, it will appear here. Otherwise, you have the option of creating one using the ‘
I also always do a close examination of the loan originators a platform uses, as this is usually where a platform will encounter problems if anything bad happens like a financial crisis.
First of all, you should know that all lenders on Viainvest belong to its own parent company, the VIA SMS Group. Having no external lenders to deal with means peerberry a significantly bigger control that can be exercised with regard to the risk management of the lenders.
PeerBerry returns are seen as moderate compared to platforms like Mintos or Esketit, but perceived as more stable.
b) Geopolitics; in a worst case scenario of worsening geopolitical climate-im thinking specifically Eastern European countries, what effect would that have on Latvian or Lithuanian investments and would it be a safer option to concentrate more on central European offerings?
All P2P loans come with a basic risk. Although defaults on individual loans are protected by the buyback guarantee, if the ViaSMS Group were to become insolvent, our capital would be jeopardised. However, all signs currently point against this scenario.
We're pleased to hear about your successful two-year investment journey with PeerBerry. Ensuring your satisfaction is our ongoing commitment, and we hope to be your trusted companion for many more years.